Who we are

Family serving families

Helping you achieve financial confidence

Confident Wealth Advisory Group is a dedicated wealth advisory team helping women, families, and individuals in Victoria, Sidney, and across British Columbia. Through personalized guidance, thoughtful planning and lasting relationships, we help clients feel more confident about their financial future.

Our team of experts

With extensive experience in the financial services industry, Viola is fully licensed to provide discretionary portfolio management and advanced wealth strategies. Her approach is grounded in long-term relationships, thoughtful planning, and helping clients make confident decisions through times of change.

She has particular expertise in supporting women navigating financial independence, including widows and women who are on their own following divorce or other major life transitions. Viola understands that one of the most common and pressing concerns during these periods is, “Will I run out of money?” She works closely with clients to build thoughtful, sustainable strategies designed to provide clarity, stability, and long-term financial confidence—particularly as they transition into retirement.

She works with retirees and those approaching retirement, business owners, and multi-generational families who value a structured, planning-driven approach to managing their wealth.

Get to Know Viola

Racheal believes financial planning is about more than money. It is about creating confidence, freedom, and peace of mind. She is passionate about helping women and families make informed financial decisions, navigate life's transitions, and build a future that reflects their values and goals.

Racheal works closely with clients to simplify complex financial decisions and create personalized strategies that support every stage of life. Whether clients are planning for retirement, managing an inheritance, navigating a divorce, caring for aging parents, or building long-term wealth, her goal is to provide clear guidance and a structured plan so they can move forward with confidence.

What sets Racheal apart is her genuine interest in people and their stories. She takes the time to understand what matters most to each client—their family, lifestyle, aspirations, and concerns—before developing recommendations tailored to their unique circumstances. Her clients appreciate her approachable nature, attention to detail, and ability to explain financial concepts in a way that is easy to understand.

Outside of the office, Racheal enjoys spending time with her daughter, exploring local museums, cooking, and camping throughout British Columbia. She brings the same curiosity, compassion, and enthusiasm to her personal life that she brings to every client relationship.

Get to Know Racheal

Marcus Vanderuyt

Associate

Marcus joined the team in January 2024 knowing he would wow clients with his prompt and efficient service. He handles the administrative side of the business and loves to organize and prioritize. He is responsible for scheduling meetings, answering phone calls and keeping client records up to date. Clients appreciate his approachable nature and his commitment to providing timely, attentive support. 

Inspired by his mother, Viola, Marcus developed an appreciation for both the emotional and analytical aspects of the business, qualities that ultimately drew him to the industry.

Marcus’ favourite hobby is social partner dancing. After a hard day’s paperwork, you will likely find him at any one of the many Latin or swing dance events happening around Victoria.

Get to Know the Team

80 or 90% of women at some point in their lifetime will manage their own money in, in a meeting with a client.

It's really important that they are doing most of the talking. It's not me trying to showcase my expertise or talk over them.

It's important for me to ask the questions and really get to know what's important to them and what they're needing to achieve for their family.

I think there's been a huge emphasis in our industry on, um, solo advice and, you know, we're, I think our industry's changing similar to the healthcare field, where we're starting to see more of a team approach there as well, because really, um, one person can't know it or do it all. It really requires a team and people feel more supported with a team as well, and they then feel that, um, there's always someone there to help them when they need the help. Being part of a team means that we're able to work towards a unified vision and that vision for our team that we luckily all share is helping our clients achieve the life that they deserve.

Can help you with that? Yes. Okay. Let me just, uh, send an email to our technical support team. My name is Marcus Vander Rut,and I am happy to, um, take your call and sort out any account opening or transfer jargon we're, we can work through it together. Like what is, what does this subsection mean? I don't know either, but I will figure it out for you and we'll get there. Um, so just gimme a shout. Throw me an email, we'll get you sorted. We talk in our industry a lot about people's goals, but when you say that to someone, what's your goal? That often is meaningless. It's, um, what's important to you about money?

What, you know, if we were 10 years from now, what would you like to have achieved? Where, where do you wanna be?

What kind of a lifestyle do you want? If you're still, um, envisioning what retirement looks to you, what does that look like?

Does that involve volunteer work? Does that involve helping family? Does that involve travel? Does that involve sports? You know, what is gonna be important to you as you move forward into the next phase of your life?

Our partners

Financial planning is rarely about one decision or one moment in time. It often involves investments, tax planning, retirement planning, estate considerations, insurance, banking solutions, family priorities, and major life transitions. Our team takes a collaborative approach with clients so they understand their options and can make informed decisions that best fit their unique situation. 

Our financial advisors | Vanderuyt Wealth Management Group | National Bank Financial - Wealth Management
Photo of Carla Norris, Senior Advisor, Financial Planning

Carla Norris

Senior Advisor, Financial Planning1

National Bank Financial - Wealth Mangement
 

Carla has been providing comprehensive financial planning services to executives, professionals, entrepreneurs, retirees and families for over 20 years. This experience has provided her exposure to diverse planning areas, including retirement planning, tax planning, cash management and estate planning.  Carla particularly enjoys the challenge of capturing the many details to be considered when making difficult financial decisions, and then making those decisions easy for clients to understand. Carla is a Certified Financial Planner (CFP).  She is a member of the Canadian Institute of Financial Planners and the Estate Planning Council of Vancouver.  She received the prestigious Fellow of FPSC distinction in 2013.

Our financial advisors | Vanderuyt Wealth Management Group | National Bank Financial - Wealth Management
Photo of Manijeh Moieni, Senior Estate Planning Advisor

Manijeh Moieni

Senior Estate Planning Advisor2

National Bank of Canada
 

Having been called to the Bar of British Columbia in 1996, she has accumulated years of diverse professional experience including working at prestigious Vancouver law firms, operating her own successful law office, as well as teaching law through the Law Society of BC and Langara College. Manijeh’s philosophy is simple. She sincerely cares about her clients, their issues, and results. She provides high quality estate planning services, and acts with integrity, honesty, respect and fairness. Manijeh offers every client personal attention combined with a high level of professional integrity. This leads to estate planning solutions tailored to the specific needs of each client whether she is providing an estate consultation or an estate plan.

Our financial advisors | Vanderuyt Wealth Management Group | National Bank Financial - Wealth Management
Dave Pettenuzzo Insurance Advisor & Financial Planner, collaborator

Dave Pettenuzzo B.Com. CFP CLU CH.FC RHU

Insurance Advisor & Financial Planner

National Bank Insurance Firm

Dave is an Estate and Insurance Planning Specialist with National Bank Insurance Firm. He is a Chartered Life Underwriter, Certified Financial Planner, Chartered Financial Consultant and a Registered Health Underwriter. Dave has extensive experience in personal and corporate financial planning, as well as advanced tax and estate planning.

Dave has successfully been assisting NBF Wealth Advisors and their clients with their Insurance and Estate Planning needs since Spring of 2008. His approach is to provide clear and prudent solutions which benefit the client and help solidify their overall financial plan.

Our financial advisors | Vanderuyt Wealth Management Group | National Bank Financial - Wealth Management
Photo of Derek Cheung, Premium Banker

Derek Cheung

Premium Banker

National Bank of Canada
 

Derek provides banking and financing solutions to clients by keeping their goals and lifestyle top of mind. He works closely with clients’ integrated investment objectives and overall wealth management strategies. With over 13 years of banking experience, from working in Downtown Vancouver to Toronto’s Financial District, he has collaborated with clients of all backgrounds to provide them with sound advice and feasible financing strategies to help them achieve their ambitions. Having always approached his role from a relationship-focused standpoint he strives to deliver top-tier service with his expert-knowledge, professionalism, and dedication to clients.

When not at the office, Derek enjoys travelling around the world to admire the diverse cultural sites, natural wonders, and eat the local food. Having visited over 42 countries, he hopes to visit them all one day. Closer to home, he lives in the Lower Mainland with his dog and enjoys going for runs, hikes, and soaking in all the beauty that B.C. provides. A strong believer of giving-back he actively supports and donates to B.C. Children’s Hospital, Canadian Cancer Society, and Plan International Canada.

Community involvement

Our commitment extends beyond helping clients achieve their financial goals. We’re passionate about supporting our communities flourish and have been recognized for exceptional social engagement within the community, both professionally and personally, balancing economic, social, and environmental dimensions.

Saanich Peninsula Hospital & Healthcare Foundation

For several years we have been proud sponsors of the annual donor appreciation tea held at Sea Cider Winery. 

Victoria Hospice

Many of our clients have been touched by the compassionate care of their loved one through Victoria Hospice. We have been proud supporters of:

  • The Teeny Tiny Garden Tour
  • Fashion for Compassion

  1. Financial Planners are authorized to act in the field of Financial Planning. They exercise their duties for National Bank Financial Inc., a financial planning firm.

  2. We work closely with the Taxation, Retirement and Estate Planning Team from National Bank Trust, made up of multidisciplinary experts who provide knowledge and advice that complement our service offering. These experts assist us in providing the best solutions for your personal finances related to taxation, retirement and estate planning.

  3. Insurance products and services are provided by National Bank Insurance Firm (NBIF) or by NBF Financial Services (NBFFS), as applicable. NBIF and NBFFS are not members of Canadian Investor Protection Fund (CIPF). Insurance products are not protected by CIPF.

  4. Financing solutions are subject to credit approval by National bank.

  5. For details and conditions of the offer, please contact your advisor.

Contact us

Get contact information for our team members and find out where our offices are.