Be proactive about your personal finances!
The financial plan is a roadmap that shows you where you are starting from, where you want to go and how to get there. It is personalized and dynamic as it adapts to your journey and aspirations. It involves your participation and some investment of your time and will allow you to look forward to the future with more confidence by giving you the peace of mind of having taken charge of your personal finances. This process takes into account your short, medium and long term projects so that we can accompany you in their realization. Whether it's buying a second home, helping a child, traveling to the ends of the Earth, or any other dream you may have.
Your savings, retirement, and withdrawal plans
When can I retire?
On what income will I be able to count at retirement and
where will it come from?
Will I be able to travel every year?
When should I apply for my QPP/CPP?
From which accounts should I disburse first?
Should I prioritize paying off my mortgage or contributing to
an RESP?
Can I help my children buy their first home?
Can I afford the RV of my dreams?
Financing
Thinking of buying or renovating a property?
Renewing your mortgage?
Do you want to remodel your kitchen and are wondering if you
can afford it?
Are you dreaming of a country house and would like to determine the impact this purchase will have on your retirement plans?
Your financial security
Wondering if you have too much or too little insurance?
Would you like to know if your coverage through your employer
is sufficient?
Not sure you understand the many intricacies of your insurance
contracts?
Do you have questions about medical insurance?
Bucks & Bulk
Quebec pension plan (QPP) (for Quebec residents)
- Access your statement of participation online at the Retraite Québec website, where you will find
an estimate of your pension benefits based on your past
contributions.
Canada Pension Plan (CPP) (outside Quebec)
- CPP payments are not automatic. You must apply. You should apply in advance of when you want your pension to start.
Old Age Security (OAS) and
- Thanks to the automatic enrolment process, many seniors no longer need to apply for Old Age Security. For more information or to make a change visit the Government of Canada website for more information in the section "Old Age Security Pension".
My account is a secure portal that lets you view your personal income tax and benefit information and manage your tax affairs online.
Video Capsules
- What is compound interest?
- How can you pay off your debts?
- How to make a personal budget?
- How do credit cards and credit card interest work?
- How should you finance your big purchases?
- How to save money?
- What’s the deal with paystubs?
- How much does it cost to get your own apartment?
- What’s a credit score?
- How to budget for a first car?
- Which investment account do I choose?
- How to finance your education?
