Your statement's logical, intuitive structure makes it easy to find the information you need.
Track the progress of your investments with an overview of the total market value of your accounts in Canadian dollars for the current and the previous statement period.
Consult the Account Type column for a list of the account types and currencies held in your portfolio.
You can also refer to the Foreign Exchange Rate section for the rates used to convert other currencies to CAD.
This section shows how your savings are spread over different types of investments, including:
The colour coded pie chart provides a visual snapshot of the asset allocation of your portfolio.
Refer to this table of contents for quick access to detailed information about a specific account.
Annual Reports refers to the Investment Performance Report and the Annual Fees and Compensation Report. These reports are sent once a year, along with your December investment portfolio statement.
Find key information about your account, including:
If your personal or financial situation changes or if you have any questions about your investment portfolio, get in touch with one of our advisors.
Consult the foreign exchange rates* used to convert the amounts in the Portfolio Summary and Portfolio Asset Allocation sections into Canadian dollars.
*The foreign exchange rate used is subject to change without notice. Rate changes can affect the value of your investments.
This section contains important information related to your statement, such as:
Keep up to date on regulatory changes and news items related to your investment portfolio.
Track your cash flow activities. This section shows the cash generated by selling assets and the cash spent buying assets. It also lists any dividends and interest you may have received.
Examine the details of each investment held in your account by asset class: cash and equivalents, fixed income securities and fixed income funds, or equities and equity funds. Securities considered to be cash equivalents include fixed-income securities with a term of less than one year, money market funds and savings bonds. The percentage column shows each security as a percentage of the total market value of your investment portfolio. The status column provides information on how securities in your accounts are held. The two main categories are:
Discretionary Managed Solutions
If you hold a Discretionary Managed Solution in your account, a separate Asset Details section will show the managed solution product as well as the underlying investments (when applicable).
Review all the transactions carried out in your account during the period covered by your statement, in chronological order. For each activity, the settlement date, description, quantity and price are clearly shown, as are the net amount and the balance.
Transactions whose settlement date is after the statement period will be clearly listed in a separate section. Those transactions will not be included in the current month's Portfolio Summary, Cash Flow Summary and Asset Details sections. However, they will be reflected in the following month's statement.
About Your Registered Account
Review useful information related to the registered account(s) held in your portfolio. The following is an example of the type of information that may be included in this section.
RRSP (individual or spousal)
Information provided about your RRSP:
RESP (individual or family)
Information provided about your RESP:
*Based on your province of residence
RRIF (individual or spousal)
Information provided about your RRIF:
*Based on your province of residence
Your statement will be sent to you quarterly and at the end of any month in which there has been a transaction in any of your accounts.
A description of each account is provided in a separate section, which lists the account name, currency, account type and account number. If you hold a fee-based account, the program name will also appear in this title.
Amounts in parentheses
Amounts in parentheses represent negative values (e.g., ($136.27)). If your account balance appears in parentheses, you’ll need to cover this debit quickly to avoid interest charges or the liquidation of assets in your account (except in margin accounts, which are allowed to carry a certain negative balance).
Détails des intérêts et des dividendes
Un sommaire des intérêts et des dividendes est présenté dans le Sommaire de la variation de l’encaisse. La liste détaillée apparaît dans la section Détails des activités.
Our experts will be pleased to help you understand the documents we send you.