- Disciplined, institutional approach of portfolio management.
- Selection of equity holdings selected from Ternion Wealth Management’s (TWM) Universe of Companies where each company has undergone a rigorous and methodical evaluation process.
- Proprietary database of metrics which incorporates historical averages and forward consensus inputs monitored on a regular basis, one year buy and sell targets as well as a three-year target range are estimated.
- Macro scope provides an overlay of sector and asset allocation which is incorporated within the portfolio construction.
- Investment management offering is unique as the portfolios are managed in-house and not by outside investment managers.
- Full control and administration of the portfolios remain within our fingertips, maneuverability and flexibility are key in challenging market climates.
- Portfolio management of TWM model portfolios executed by Rana Lee, Portfolio Manager & Wealth Advisor CIM.
Our Commitment: The Power of 3 in Everything We Do
Our commitment to you and your family is to create a multi-generational wealth plan where you can live life to the fullest – taking into consideration your needs and aspirations, and those of your children, your grandchildren and your parents.
Discretionary Portfolio Management
- Investment portfolios centered around Canadian equity value type-oriented portfolios, a U.S. and International equity growth focused portfolio and a Canadian fixed income portfolio.
Family Wealth Planning
- Comprehensive financial planning comprised of defining short-and long-term lifestyle goals combined with planning considerations of your family, future generations, and legacy.
- Encourage and support all generations of the family to participate in family wealth accumulation by offering services to each member of the family, of all life stages and accumulation levels.
- Review risk mitigation strategies, estate planning overview and tax efficient approaches.
- We partner with experts in financial, estate, income protection and tax to offer a holistic approach to your wealth management needs.
Trusted Relationships
- Building trust takes time, and through time, we establish
consistent, honest, transparent, resourceful, and reliable
advice.
- Offering fee-based service to align with client portfolio growth, full-service coverage includes financial, estate and risk planning reviews.
- Discovering and understanding what matters most to our clients is integral in forming our trusted relationships, learning about you, your aspirations and goals is our focus. What’s important to you is important to us.
Ternion 3 Step Process
01
Step
Learn & Discover
Information gathering, asset inventory, statements. Identifying lifestyle goals, understanding what’s important to you.
02
Step
Strategize & Implement
Capturing a Wealth Portrait, a financial road map. Financial strategies, cash flow management, investment mix, accumulation.
03
Step
Monitor & Review
Quarterly performance reports, annual reviews, regular check-in calls. Revisions with life events and changes.
Our Areas of Expertise
Investment Portfolios
What is it?
- Discretionary portfolio management, offered from an investment professional with extensive experience in the industry and advanced educational credentials with designations such as Chartered Investment Manager (CIM) or Chartered Financial Analyst (CIM).
Wealth Planning
What is it?
- Investment structuring, trust and estate planning, pensions and retirement, and business and family protection. A holistic approach to your finances to identify gaps in your wealth plan and connecting with our network of multidisciplinary experts.
What we offer:
- Financial planning, estate planning, tax planning, trust services, insurance and protection strategies.
Banking Solutions
What is it?
- Our premium banker provides, exclusive direct banking services and provides sound advice and feasible financing strategies.
- Business account managers, facilitate banking needs and financing facilities for small to medium business.
- Commercial banking for large companies, government entities and institutions.
What we offer:
- Deposit and savings accounts, mortgage financing, credit facilities, borrowing solutions.
