Our team

We are here for all of your financial needs

Financial experts who listen to your needs

The Legacy Tree Wealth is a team of highly qualified investment professionals here to support you in managing your wealth. They will help you choose the products best suited to your needs.

We are driven by our passion for helping individuals and businesses build and protect their wealth so that they can leave a lasting legacy.

Senior Wealth Advisor & Portfolio Manager

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Todd is an experienced investment professional who services clients with a deep knowledge and understanding of finance and portfolio management. Todd specializes in breaking down portfolio complexities and delivering straight forward and transparent information to clients, helping them to make strong financial decisions based on their individual situations.

Todd joined National Bank Financial in 2015. Todd is well known for his customized client service, exceptional portfolio management and strong financial analysis skills. Prior to this, Todd was an associate portfolio manager working with high net worth clients. He managed portfolios for private individuals and families, corporations, trusts, estates, foundations, and charities.

Todd has a vast amount of education to complement his industry experience. Todd attended the University of Guelph for his undergraduate degree in economics. He followed this by obtaining his MBA at Wilfrid Laurier University and from there he earned a Master of Finance (M.Fin) degree from the Rotman School of Management, at the University of Toronto where he was awarded the honour of being class valedictorian.

In addition to these degrees, Todd is a CFA charterholder and a member of the CFA Institute and the Toronto CFA Society. The CFA designation is regarded as the most respected and recognized investment designation in the world. For more information on the CFA designation and the ethics code of its charterholders please visit https://www.cfainstitute.org

In addition, Todd is able to provide life insurance as part of the financial planning process and is a holder of the Certified Financial Planner (CFP) designation.

Outside of the office, Todd enjoys staying active with many sports and can usually be found driving his two kids around to their various activities. He is also a voracious reader on the topics of behavioural economics and behavioural finance.

Wealth Advisor

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Steve is an experienced wealth professional who has been executing strong financial planning and investment knowledge to advise clients since 2004. Having worked with entrepreneurs from across the country for the majority of his career, Steve has become an expert in understanding the needs of small business owners. This expertise includes providing tax efficient investment portfolios and implementing succession plans for a successful retirement.

Steve is excited to bring his passion for customized wealth planning and his drive to exceed clients’ needs and expectations to National Bank Financial. Steve utilizes strong relationship and analytical skills to identify client’s needs, solve their financial puzzles, and provide peace of mind to answer their question “am I going to be OK?”.

Steve has a diploma in Business Administration - Financial Planning from Conestoga College, where he graduated first in his class in 2004. Simultaneously during his studies at Conestoga College, he obtained his Financial Management Advisor (FMA) designation from the Canadian Securities Institute. In 2008, Steve earned his CFP designation, achieving the 3rd highest mark in Canada on the certification exam. Steve spent over 6 years volunteering with FP Canada on various committees and task forces, such as the Panel of Examiners for 12 exam cycles.

Steve grew up in the KW area and currently lives in Waterloo with his wife, two young daughters, and their golden retriever. Outside of work, when not playing with his kids or taxiing them around town to their various activities, Steve is a passionate cook. He also enjoys learning and reading when he can find a quiet moment to himself. 

Wealth Advisor & Portfolio Manager

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Steve is a Wealth Advisor, Insurance Advisor and Portfolio Manager at National Bank Financial with more than 20 years of experience in Wealth Management. Steve graduated with a diploma in Business Administration – Management Studies from Conestoga College and spent 13 years managing business units in the healthcare industry. He entered the financial services industry in 2001 and joined National Bank Financial in 2011.

Steve is a Personal Financial Planner (PFP), has his Level 2 life insurance license and a Chartered Investment Manager (CIM). He enjoys the challenges of working with clients and their other advisors to develop tax and estate planning strategies, and he is located in our Waterloo office.

Steve is married with two children and lives in Kitchener. He has been a volunteer and member of the Board of Directors with Chicopee Ski and Summer Resort. In his spare time, he enjoys cycling and skiing.

Shannon Westenberg

Senior Wealth Associate

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Shannon is a Senior Wealth Associate and has successfully completed the Canadian Securities Course (CSC) and the Conduct and Practices Handbook (CPH) and is very dedicated to continuing her education in the financial services industry. 

Shannon is personable, professional and has a firm pursuit of client service excellence.  Shannon’s responsibilities include administrative duties such as opening new accounts, providing clients with Online Access and ensuring that clients’ requests are accurately completed.  She is very dedicated to providing the highest level of service to our clients and she is a positive and delightful asset to our Waterloo branch.

Mark MacKenzie

Wealth Associate

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Mark graduated with an Honours Bachelor Degree of Management from the University of New Brunswick in 2021. He majored in accounting, while completing a concentration in Finance.

Prior to that, Mark spent seven years in the Canadian Armed Forces. As a Combat Engineer in the Army, he attained many specialties including his airborne and combat dive qualifications.

Mark holds his Chartered Investment Manager – CIM designation and is a licensed Wealth Associate. He is currently supporting the team with the investment and portfolio management operations.

Marie Ho

Senior Wealth Associate 

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Marie's role as a Wealth Associate is crucial within the team, as she serves as the primary point-of-contact for various administrative tasks. Her attention to detail and strong follow-through make her an invaluable asset. Whether it's coordinating meetings, managing paperwork, or handling client inquiries, Marie ensures that everything runs smoothly.

One of Marie's greatest strengths is her ability to build strong relationships with clients. Over the years, she has developed meaningful connections with many of them and finds great fulfillment in fostering those relationships. Clients often appreciate her warm and welcoming voice when they reach out for assistance.

Outside of her professional life, Marie enjoys exploring different towns and cities with her husband, Paul, and their daughter, Gabby. They love immersing themselves in the unique landscapes and cultures of various neighborhoods. Whether it's visiting local attractions, trying out new restaurants, or simply strolling through vibrant streets, Marie cherishes these family adventures and the memories they create.

Just getting started?

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