- State of the art discretionary portfolio management tools
- Accountability to clients ensures they are on track to meet their financial goals
- Mobile Wealth Management specialists who meet clients at their convenience
- Accessible and responsive management team that will solve client issues; less bureaucracy and more support
- Advisor performance maximized through leading edge technology, top-ranked research and an industry-leading range of products translating into exceptional service and advice for clients
- Comprehensive, holistic Wealth Management advice and service for clients at every stage of life
- Unique, innovative private portfolios that provide greater efficiency in helping clients achieve their objectives
Solutions designed to meet your needs
Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.
Simplifying your life
Our specialty: Making it easier for you to manage your finances, no matter what your needs, goals or situation are.
Our wide range of services allows us to tailor our recommendations to each profile and work together to find the best solution for you.
Our purpose
Our team believes being patient and acquiring high-quality investments are the keys to long-term financial success. Our approach is aligned with National Bank Financial - Wealth Management's commitment to meeting all of our clients' needs.
Our approach
Whether you are a client or a prospect, and whatever your financial management needs, we are here to offer you personalized support.
Our team is dedicated to contributing to your financial success. We'll find solutions to help you achieve your goals.
Our Process
Understand: We seek to understand your unique situation based on a comprehensive and intricate discovery meeting.
Plan: Based on our findings, our Team of Experts will propose a plan and outline a roadmap to help you realize your life's ambitions.
Act: We will communicate with you every step of the way as we act to implement the agreed upon course of action to be taken.
Monitor: As your life evolves and the world changes, we will monitor the suitability of your strategy to ensure that you stay on your projected path.
Adapt: We will adapt your strategy and timeline to the ever changing internal and external forces.
Why we do what we do
In the financial services industry, every major firm has similar products and services. Some firms deliver those services in a different fashion compared to others. In our opinion, the one thing that is rarely conveyed to clients by Wealth Advisors in our industry is “why” they have chosen this profession.
We believe the advice industry has not executed well in the job of “advising”. In particular, we find very few of the investment professionals that people rely on actually do a complete job of advising their clients on their overall life picture. Our goal is to change that through Advanced Planning and be known as the trusted Wealth Advisors for families looking to achieve peace of mind.
Our chosen profession affords us the ability to meet many people from all walks of life. We are passionate about helping others in need because the feeling we get from that is extremely rewarding. Through our involvement in National Bank’s “One for Youth” campaign and other charitable initiatives, we’re able to help our community and take an active role in improving the lives of those we come in contact with and, as a result, make our society better. Giving back to those less fortunate is something that is deeply important to us.
On a personal level, it goes without saying that we care very much for our family, our friends and our clients; many of those relationships are intertwined. We wish to see them do well in life so they can be happy.
Wealth Management is more than just Portfolio Management. We work to address and administer a full suite of financial solutions for our clients through Advanced Planning.
- Portfolio Management
- Financial Planning
- Tax Planning
- Risk Planning
- Estate Planning
- Philanthropy
- Banking Solutions
Core Investing Principle
1. Determining the clients’ suitable Asset Allocation is primary.
2. All investments should generate cash flow/income to yield a total return.
3. Have some cash available to take advantage of opportunities the market presents and rebalance the portfolio on a regular basis or as market conditions dictate.
4. Outsource U.S. and International investments to managed money vehicles.
5. Patience is required to achieve above average long-term returns.
6. Tax Efficiency via Asset Location: As much as possible, maintain interest income investments in tax-sheltered accounts and capital gains investments in non-registered accounts.
7. In order to reduce risk and enhance returns, we will diversify our clients’ portfolios by Asset Class, Market Capitalization, Sector, Geography and Style; Value & Growth.
8. Invest on a regular systematic basis to reduce clients’ average cost base and enhance return over time.
9. Keeping our client’s costs fair and reasonable should translate into an above average long-term return.
Research & Analysis
To help us implement our core investing principles, we leverage our economic and research platforms. The reports and analysis we rely on include, but are not limited to:
- Individual company and industry reports
- Fixed Income research and portfolio strategy
- Economics & Strategy report – Daily, weekly and monthly
- Technical, quantitative and fundamental research
- Thematic and geopolitical research and analysis
- Asset allocation strategy coupled with strategic and focus lists
- ETF research and strategy
- Accountability Research Corporation is the only forensic accounting investment advisory in North America and the largest certified independent research provider in Canada and we use their work in our portfolio construction process
- ARC adjusts values and target prices for 500 accounting and financial reporting inconsistencies
- By filtering out risks, ARC’s process focuses on top-tier quality, long-term investments; these investments have the best potential to outperform based on superior adjusted cash flow metrics
- Having access to forensic accounting expertise provides a first line of defence against threats that can negatively impact investment performance
- By filtering out investment pitfalls, ARC’s process allows portfolios to be built with a stronger foundation from the bottom up
