Meet our team

Professionals who listen to your needs

We work together to achieve your goals

Our team of finance and customer service professionals is here to help you manage your wealth. They will help you choose the products best suited to your needs.

We are driven by our passion for helping individuals and businesses build and protect their wealth so that they can leave a lasting legacy.

Our team of experts

Senior Wealth Advisor & Portfolio Manager

Picto langues parlées

English, French

Serge Paiement has been with National Bank Financial since 1986. He has a Bachelor of Commerce from Concordia University (1984) and completed his professional training by taking the courses needed to be recognized as a Portfolio Manager in 2009. His main areas of advisory expertise are asset management and tax, financial and estate planning. Serge sees himself as a quarterback when it comes to managing client files. He acts as the primary financial advisor for a number of clients.

In addition to being an Investment Advisor and Portfolio Manager, Serge was a Branch Manager for over 25 years. He was responsible for organizing semi-monthly meetings to develop different strategies to benefit clients. After a branch merger, Serge decided to step down as Manager and focus entirely on his clients.

His interest in taxation led him to set up a national committee in 2009 to create a new year-end report to help NBF clients with holding companies file their tax returns. The report has been available since the fall of 2012.

Serge is the father of three grown daughters and the proud grandfather of five. He was involved with Fondation Gemini as honorary chairman of the 2015 Omnium Maurice Dupont golf tournament. This organization helps disadvantaged families cover the costs of basic baby products. He was also the honorary co-chairman of the annual Fondation de l’autisme golf tournament. Serge is an avid wine, curling and golf enthusiast.

Picto langues parlées

English, French, Spanish

Andrée-Anne studied at HEC in the trilingual stream. She specialized in accounting and received the CPA-CA designation in July 2016. She spent the first four years of her career with Ernst & Young. She then completed her Canadian Securities Course and joined the Parent Paiement team. Her accounting skills and experience are an asset to the team. Finally, she completed her Financial Planner designation in 2021 and is currently studying to become a Portfolio Manager.

Andrée-Anne enjoys getting involved with causes that are important to her. She is an honorary patron of the Sainte‑Justine Ball, a committee member for La Nuit d’Éden, which provides assistance to the Centre jeunesse de Montréal, and supports other organizations. She is also very active in the business community and for three years was the youngest member to sit on the women’s committee of the Laval-sur-le-Lac golf club.

She spends the rest of her energy running, cycling and skiing.

Picto langues parlées

English, French

A CPA by training who studied at Concordia University, Paul-Michael began his career at KPMG as an auditor and information technology consultant. He then moved into the world of finance by joining one of the world’s largest asset management firms, Fidelity Investments.

Being close to his teams and providing his clients ongoing support have always been central to his approach. As a result of his journey and his passion for finance, Paul-Michael, or “PM,” became an Associate Investment Advisor when he joined the Paiement team in 2019 to support Serge’s succession and contribute to the growth of the team.

PM is a big sports fan. You’ll probably run into him on his bike on Camilien-Houde Way or on a golf course near you!

Wealth Advisor & Portfolio Manager

Picto langues parlées

English, French

François Deblois has been working in the securities industry since 1999. A Wealth Advisor and Portfolio Manager, François obtained the Chartered Accountant (CPA-CA) designation in 1983 with marks that ranked him second in Quebec and fourth in Canada.

He uses his keen analytical and critical thinking skills to advise clients so that they can make informed decisions to maximize their investments in keeping with their investor profile. His areas of expertise also include financial and estate planning.

With his knowledge of tax matters, he can suggest capital accumulation strategies to grow his clients’ portfolios while minimizing the tax impact. He is always on the lookout for optimization and disbursement strategies.

In addition to his passion for his work, François is a hiking enthusiast (Kilimanjaro 2006) and enjoys a number of sports including skiing, curling and golf. François was involved in promoting amateur sports by being a member of the boards of directors of Sports Québec and Club de la médaille d’or for many years.

He has been a musician since his teenage years and has organized benefits for the Breast Cancer Foundation, Fondation Dédé Fortin and Fondation Alzheimer. 

Marc-Antoine Brunelle

Investment Analyst

Picto langues parlées

English, French

Marc-Antoine is an Investment Analyst with Paiement – Wealth Management. He has a Bachelor of Finance from Université de Sherbrooke and is currently completing a Master’s in Finance there as well. His master’s project is about hedging portfolios against inflation and applying that strategy to retail clients. He is currently a candidate for the CFA Level II exam.

Before joining NBF in March 2022, Marc-Antoine gained work experience in transaction consulting services, equity research, private investment and real estate financing. Marc-Antoine’s interest in portfolio management led him to become a team leader of the Université de Sherbrooke’s student investment fund during his university years and then to work in mergers and acquisitions at KPMG.

His role on the Paiement team is to propose investment solutions adapted to clients, monitor financial markets and optimize portfolio management for the benefit of clients.

In his free time, Marc-Antoine enjoys discovering new golf courses in the summer and skiing in the winter. 

Gina Tardif

Senior Wealth Associate

Picto langues parlées

English, French

Gina began her career with the firm in 1984 and has been working with Serge on all of his projects since 1988. Given her many years of experience, she plays a key role as Senior Investment Associate on the team. She is a pillar of the team and is very present with clients to support them in their life’s journey.

She graduated from the Canadian Securities Institute (CSI) program in 1987 and completed a university certificate in accounting. She provides critical support to the team on tax-related aspects and changes to rules related to registered plans. For many years, Gina has set up retirement plans and supported a number of clients throughout these projects.

Her professionalism, skills and significant contribution to Paiement – Wealth Management have earned her the highest honour at National Bank Financial for an Investment Assistant: membership in the 2017 Elite Club.

Gina likes to spend her weekends up north and enjoy the outdoors and nature with her husband and three children.

Francine Despots

Senior Wealth Associate

Picto langues parlées

English, French

Francine has worked as a Wealth Management Assistant with François since 2003 and has been with the firm for over 20 years.

She completed her training with a number of courses at the Canadian Securities Institute, including the ones about derivatives.

She is very organized and efficient, and her knowledge of administrative and regulatory matters makes her indispensable for providing clients with VIP service. She was also a member of the

National Bank Financial 2018 Elite Club in recognition of her exceptional contribution and expertise.

In her free time, she loves the outdoors and travelling to places where she can enjoy her favourite activities of cycling or hiking.

Véronique Belval

Associate

Picto langues parlées

English, French, Spanish

During her CEGEP studies in literature and communication, Véronique undertook a new challenge and moved to Toronto to become a flight attendant.

Shortly before her children were born, she returned to Montreal and decided to keep her feet on the ground and pursue a career in administration. She worked as an administrative assistant in the health care field for six years and then joined the Paiement team in 2017. 

Véronique quickly became a vital member of the team. She provides high-level customer service and excellent administrative support for the Paiement team. Clients quickly notice and greatly appreciate her efficient and friendly manner. 

Since she met her husband, with whom she has two daughters, she has become immersed in Spanish culture and makes the best chorizos in town!

Contact us

Get contact information for our team members and find out where our offices are.