Our services: wealth management, portfolio management and more
Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.
Wealth Management Process
Jeff specializes in preserving capital and providing growth, while generating income as needed.
Managing your wealth with confidence requires a relationship built on trust, expertise, experience and a thorough understanding of your needs. Together, we can determine how best to:
- Protect your lifestyle
- Help your family
- Plan for retirement
- Achieve financial comfort
- Create a legacy
Portfolio Management
Portfolio management consists in investing your assets in a way that seeks to grow your financial wealth over time, or to reach specific financial objectives in order to carry out future projects. It can be done over different time horizons and must take into account your cash flow needs and the tax impact of your decisions.
Tax Planning
Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, you can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. Your advisor can refer you to a professionnal.
Estate Planning
To ensure that your wishes are respected, it is crucial to have an estate plan and an up-to-date will. Your advisor can refer you to professionals you can trust to establish an effective estate strategy.
Banking Solutions
National Bank Financial – Wealth Management wealth advisors have access to the complete line of National Bank’s banking solutions. Whether you’re looking for a solution for your everyday transactions, your financing needs or any other particular need you may have, we can help.
Insurance Products
It is crucial to see to your financial security and that of your family today in order to avoid financial problems in the event of death, illness or disability later on. To ensure that you have the right coverage, your advisor will guide you to an expert who will help define your needs by assessing in your potential risks.
Financial Planning
Good financial planning includes a comprehensive and objective analysis of your financial situation* as well as an action plan and recommendations that can help you enhance your wealth and achieve a certain level of financial independence.
Carpe Diem
Portfolio Manager Commentary as of March 31, 2025
The Carpe Diem basket continues to deliver solid Q1 performance, with the basket up 10.57% over the last year and up 11.70% annualized since inception (Aug. 2018).
The strong Carpe Diem performance was largely due to financial and technology exposure. The equity markets are still concentrated in the Magnificent 7 stocks. Higher stock market valuations and a cooling global economy means investors should stay diversified and patient.
Looking ahead, the March US tariff announcement in Canada is negative for Canadian productivity and equities in the near term. As higher tariffs have increased the risk of a recession, the Bank of Canada is expected to further reduce interest rates to provide stimulus.
In the spring we will hear more US tariff negotiation details and their impact on global countries and companies. Investors should expect further volatility ahead, so in this environment its best to dollar cost average in as opportunities arise.
The Carpe Diem basket offers investors a compelling diversified North American equity portfolio. The blue-chip, dividend and growth focused companies provide long-term investors with healthy dividend income and capital gains potential.
- 21 blue-chip North American companies and 3 ETFs
- Asset Allocation 40% Canada / 60% U.S.
- Preference for dividend payers and growers: portfolio's current dividend yield 2.15%
- Inception Date & Value, August 1 2018 $50,007
- March 31, 2025 Value $103,809
| Stock Allocation | |||
|---|---|---|---|
| Energy | 10.6% | Technology | 24.2% |
| Communication Services | 9.7% | Consumer Discretionary | 11.1% |
| Utilities | 2.1% | Consumer Staples | 3.3% |
| Real Estate | 3.2% | Health Care | 5.1% |
| Financials | 27.2% | Industrials | 3.5% |
| Time-weighted gross portfolio Performance | |||||
|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Aug. 1 2018 (Since Inception) |
| 10.57% | 15.57% | 8.90% | 10.19% | 14.87% | 11.70% |
| Benchmark: 50%S&P/TSX TR + 50% S&P TR | |||||
| 15.88% | 18.82% | 11.21% | 12.78% | 18.06% | 12.26% |
