Our services: wealth management, portfolio management and more
Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.
Wealth Management Process
Jeff specializes in preserving capital and providing growth, while generating income as needed.
Managing your wealth with confidence requires a relationship built on trust, expertise, experience and a thorough understanding of your needs. Together, we can determine how best to:
- Protect your lifestyle
- Help your family
- Plan for retirement
- Achieve financial comfort
- Create a legacy
Portfolio Management
Portfolio management consists in investing your assets in a way that seeks to grow your financial wealth over time, or to reach specific financial objectives in order to carry out future projects. It can be done over different time horizons and must take into account your cash flow needs and the tax impact of your decisions.
Financial Planning
Good financial planning includes a comprehensive and objective analysis of your financial situation* as well as an action plan and recommendations that can help you enhance your wealth and achieve a certain level of financial independence.
Tax Planning
Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, you can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. Your advisor can refer you to a professionnal.
Estate Planning
To ensure that your wishes are respected, it is crucial to have an estate plan and an up-to-date will. Your advisor can refer you to professionals you can trust to establish an effective estate strategy.
Banking Solutions
National Bank Financial – Wealth Management investment advisors have access to the complete line of National Bank’s banking solutions. Whether you’re looking for a solution for your everyday transactions, your financing needs or any other particular need you may have, we can help.
Insurance Products
It is crucial to see to your financial security and that of your family today in order to avoid financial problems in the event of death, illness or disability later on. To ensure that you have the right coverage, your advisor will guide you to an expert who will help define your needs by assessing in your potential risks.
Carpe Diem
Portfolio Manager Commentary as of June 30, 2021:
Global equity markets ended the second quarter on a positive note and
new record. The Q2 Carpe Diem equity portfolio had a very strong
quarter as the gains were broad-based. The successful vaccination
drive, progressive reopening of economies and rebounding consumer
demand have all contributed to driving corporate profits and stock
markets higher. After a period of robust economic activity, the future
pace of global growth will likely slow. I expect in the second half of
the year, given the high equity market valuations, there’s more
potential for choppiness. Overall, the strong consumption trend and
market fundamentals for the economy and markets remain constructive.
The positive underlying trends such as: excess savings, rising
employment, consumer demand and sentiment, and accommodative central
banks, should all bode well for the Carpe Diem holdings. Do take care
and please call us should you have any questions or requests.
- 20 blue-chip North American companies and 4 ETFs
- Asset Allocation 36% Canada / 55% U.S. / 9% Foreign
- Preference for dividend payers and growers: portfolio's current dividend yield 2.31%
- Inception Date & Value, August 1 2018 $50,007
- June 30, 2021 Value $74,683
Stock Allocation
Energy 7.6% Technology 20.3%
Industrials 2.5% Communication Services 7.0%
Consumer Discretionary 3.9% Utilities 3.0%
Consumer Staples 10.4% Real Estate 5.2%
Health Care 8.6% Others 16.6%
Financials 14.9%
Since Inception
Time-weighted gross portfolio Performance 3 Months 6 Months 1 Year Aug. 1 2018
Carpe Diem Portfolio 6.05% 10.09% 26.98% 14.94%
Benchmark: 50%S&P/TSX TR + 50% S&P TR 7.80% 14.76% 30.98% 13.34%
