Our services: wealth management, portfolio management and more
Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.
Wealth Management Process
Jeff specializes in preserving capital and providing growth, while generating income as needed.
Managing your wealth with confidence requires a relationship built on trust, expertise, experience and a thorough understanding of your needs. Together, we can determine how best to:
- Protect your lifestyle
- Help your family
- Plan for retirement
- Achieve financial comfort
- Create a legacy
Portfolio Management
Portfolio management consists in investing your assets in a way that seeks to grow your financial wealth over time, or to reach specific financial objectives in order to carry out future projects. It can be done over different time horizons and must take into account your cash flow needs and the tax impact of your decisions.
Tax Planning
Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, you can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. Your advisor can refer you to a professionnal.
Estate Planning
To ensure that your wishes are respected, it is crucial to have an estate plan and an up-to-date will. Your advisor can refer you to professionals you can trust to establish an effective estate strategy.
Banking Solutions
National Bank Financial – Wealth Management wealth advisors have access to the complete line of National Bank’s banking solutions. Whether you’re looking for a solution for your everyday transactions, your financing needs or any other particular need you may have, we can help.
Insurance Products
It is crucial to see to your financial security and that of your family today in order to avoid financial problems in the event of death, illness or disability later on. To ensure that you have the right coverage, your advisor will guide you to an expert who will help define your needs by assessing in your potential risks.
Financial Planning
Good financial planning includes a comprehensive and objective analysis of your financial situation* as well as an action plan and recommendations that can help you enhance your wealth and achieve a certain level of financial independence.
Carpe Diem
Portfolio Manager Commentary as of March 31, 2024
The Carpe Diem basket was up 8.02% in Q1 2024. The basket continues to deliver strong long term upside performance, 11.90% annualized since inception (Aug. 2018).
The recent strong Carpe Diem performance was largely due to US technology exposure, bullish equity market earnings expectations and the anticipation of future interest rate cuts.
Looking ahead, investors should be patient and not chase the market. I recommend investors temper their future earnings expectations, as the recent rally has been driven less by higher corporate profits and more by price to earnings (PE) multiple expansion.
The Carpe Diem basket offers investors a compelling diversified
North American equity portfolio. The blue-chip, dividend and growth
focused companies provide long-term investors with healthy dividend
income and capital gains potential. We recommend investors take
advantage of future market volatility to dollar cost average in.
- 21 blue-chip North American companies and 3 ETFs
- Asset Allocation 40% Canada / 60% U.S.
- Preference for dividend payers and growers: portfolio's current dividend yield 2.34%
- Inception Date & Value, August 1 2018 $50,007
- March 31, 2024 Value $93,941
| Stock Allocation | |||
|---|---|---|---|
| Energy | 12.3% | Technology | 24.1% |
| Communication Services | 5.7% | Consumer Discretionary | 10.9% |
| Utilities | 2.2% | Consumer Staples | 7.6% |
| Real Estate | 3.6% | Health Care | 5.5% |
| Financials | 24.1% | Industrials | 3.7% |
| Time-weighted gross portfolio Performance | |||||
|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Aug. 1 2018 (Since Inception) |
| 20.80% | 8.08% | 10.13% | 15.97% | 12.43% | 11.90% |
| Benchmark: 50%S&P/TSX TR + 50% S&P TR | |||||
| 21.84% | 8.95% | 11.76% | 18.61% | 12.73% | 11.63% |
