Our services: wealth management, portfolio management and more
Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.
Wealth Management Process
Jeff specializes in preserving capital and providing growth, while generating income as needed.
Managing your wealth with confidence requires a relationship built on trust, expertise, experience and a thorough understanding of your needs. Together, we can determine how best to:
- Protect your lifestyle
- Help your family
- Plan for retirement
- Achieve financial comfort
- Create a legacy
Portfolio Management
Portfolio management consists in investing your assets in a way that seeks to grow your financial wealth over time, or to reach specific financial objectives in order to carry out future projects. It can be done over different time horizons and must take into account your cash flow needs and the tax impact of your decisions.
Financial Planning
Good financial planning includes a comprehensive and objective analysis of your financial situation* as well as an action plan and recommendations that can help you enhance your wealth and achieve a certain level of financial independence.
Tax Planning
Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, you can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. Your advisor can refer you to a professionnal.
Estate Planning
To ensure that your wishes are respected, it is crucial to have an estate plan and an up-to-date will. Your advisor can refer you to professionals you can trust to establish an effective estate strategy.
Banking Solutions
National Bank Financial – Wealth Management wealth advisors have access to the complete line of National Bank’s banking solutions. Whether you’re looking for a solution for your everyday transactions, your financing needs or any other particular need you may have, we can help.
Insurance Products
It is crucial to see to your financial security and that of your family today in order to avoid financial problems in the event of death, illness or disability later on. To ensure that you have the right coverage, your advisor will guide you to an expert who will help define your needs by assessing in your potential risks.
Carpe Diem
Portfolio Manager Commentary as of September 30, 2021
Global equity markets lost some upside momentum in September, but the Carpe Diem basket ended the third quarter on a positive note. Going forward I expect the future pace of global growth to likely slow. Q4 will be focused on corporate earnings and investors should expect more volatility based upon higher: equity valuations, inflation, interest rates, and energy prices; and concerns over the U.S. debt ceiling and events in China. The key is to stay diversified across asset classes as the leading economic data still favours quality equities. The big picture indicates strong consumption trends and encouraging economic and market fundamentals. So patient long-term investors will be rewarded with the Carpe Diem holdings.
- 20 blue-chip North American companies and 4 ETFs
- Asset Allocation 36% Canada / 57% U.S. / 6% Foreign
- Preference for dividend payers and growers: portfolio's current dividend yield 2.33%
- Inception Date & Value, August 1 2018 $50,007
- June 30, 2021 Value $75,029
Stock Allocation
Energy 8.0% Technology 21.2%
Industrials 2.8% Communication Services 7.1%
Consumer Discretionary 4.2% Utilities 3.1%
Consumer Staples 9.7% Real Estate 5.3%
Health Care 8.5% Others 15.2%
Financials 15.0%
Since Inception
Time-weighted gross portfolio Performance 3 Months 6 Months 1 Year Aug. 1 2018
Carpe Diem Portfolio 0.46% 6.54% 20.29% 13.85%
Benchmark: 50%S&P/TSX TR + 50% S&P TR 1.79% 9.73% 26.17% 12.85%
