Jeff Scoten Group Carpe Diem Baskets
We offer three diversified portfolio baskets : Carpe Diem North American Basket, Carpe Diem Canada Basket and Carpe Diem Global USD Basket. Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.
Carpe Diem North American Basket
Portfolio Manager Commentary as of September 30, 2025
The Carpe Diem basket provides investors a blue-chip, North American equity portfolio.
The Carpe Diem basket delivered solid Q3 performance, with the basket up 19.83% over the last year, and up 12.78% annualized since inception (Aug. 2018). The strong performance was largely due to impressive financial and technology sector gains.
Despite headwinds from a slowing global economy, persistent inflation, and ongoing geopolitical tensions, including significant U.S. tariffs, North American equities continued to rally in Q3. Corporate earnings growth, particularly in the financial and technology sectors, has remained resilient, supporting selective opportunities for investors. However, elevated equity market valuations and the concentration risk associated with the “Magnificent 7”, the largest U.S. technology stocks, may contribute to increased volatility ahead.
The Carpe Diem basket’s diversified allocation across 21 blue-chip companies and 3 ETFs provides a robust foundation for navigating these uncertainties. By maintaining exposure to both growth and income sectors, the portfolio is well-positioned to capture upside while mitigating risk. In this environment, investors are encouraged to stay diversified, utilize dollar cost averaging, and remain patient as new opportunities emerge.
- 21 blue-chip North American companies and 3 ETFs
- Asset Allocation 40% Canada / 60% U.S.
- Preference for dividend payers and growers: portfolio's current dividend yield 2.06%
- Inception Date & Value, August 1 2018 $50,007
- September 30, 2025 Value $119,412
| Stock Allocation | |||
|---|---|---|---|
| Energy | 10.3% | Technology | 24.6% |
| Communication Services | 7.8% | Consumer Discretionary | 9.4% |
| Utilities | 1.9% | Consumer Staples | 2.3% |
| Real Estate | 2.9% | Health Care | 5.7% |
| Financials | 26.4% | Industrials | 2.8% |
| Time-weighted gross portfolio Performance | |||||
|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 5Year | 7 Year | Aug. 1 2018 (Since Inception) |
| 19.83% | 21.85% | 20.097% | 13.87% | 12.88% | 12.78% |
Wealth Management Process
Jeff specializes in preserving capital and providing growth, while generating income as needed.
Managing your wealth with confidence requires a relationship built on trust, expertise, experience and a thorough understanding of your needs. Together, we can determine how best to:
- Protect your lifestyle
- Help your family
- Plan for retirement
- Achieve financial comfort
- Create a legacy
Portfolio Management
Portfolio management consists in investing your assets in a way that seeks to grow your financial wealth over time, or to reach specific financial objectives in order to carry out future projects. It can be done over different time horizons and must take into account your cash flow needs and the tax impact of your decisions.
Tax Planning
Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, you can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. Your advisor can refer you to a professionnal.
Estate Planning
To ensure that your wishes are respected, it is crucial to have an estate plan and an up-to-date will. Your advisor can refer you to professionals you can trust to establish an effective estate strategy.
Banking Solutions
National Bank Financial – Wealth Management wealth advisors have access to the complete line of National Bank’s banking solutions. Whether you’re looking for a solution for your everyday transactions, your financing needs or any other particular need you may have, we can help.
Insurance Products
It is crucial to see to your financial security and that of your family today in order to avoid financial problems in the event of death, illness or disability later on. To ensure that you have the right coverage, your advisor will guide you to an expert who will help define your needs by assessing in your potential risks.
Financial Planning
Good financial planning includes a comprehensive and objective analysis of your financial situation* as well as an action plan and recommendations that can help you enhance your wealth and achieve a certain level of financial independence.
