Our services: wealth management, portfolio management and more

Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.

Wealth Management Process

Jeff specializes in preserving capital and providing growth, while generating income as needed.

Managing your wealth with confidence requires a relationship built on trust, expertise, experience and a thorough understanding of your needs. Together, we can determine how best to:

Protect your lifestyle
Help your family
Plan for retirement
Achieve financial comfort
Create a legacy

Portfolio Management

Portfolio management consists in investing your assets in a way that seeks to grow your financial wealth over time, or to reach specific financial objectives in order to carry out future projects. It can be done over different time horizons and must take into account your cash flow needs and the tax impact of your decisions.

Financial Planning

Good financial planning includes a comprehensive and objective analysis of your financial situation* as well as an action plan and recommendations that can help you enhance your wealth and achieve a certain level of financial independence.

Tax Planning

Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, you can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. Your advisor can refer you to a professionnal.

Estate Planning

To ensure that your wishes are respected, it is crucial to have an estate plan and an up-to-date will. Your advisor can refer you to professionals you can trust to establish an effective estate strategy.

Banking Solutions

National Bank Financial – Wealth Management wealth advisors have access to the complete line of National Bank’s banking solutions. Whether you’re looking for a solution for your everyday transactions, your financing needs or any other particular need you may have, we can help.

Insurance Products

It is crucial to see to your financial security and that of your family today in order to avoid financial problems in the event of death, illness or disability later on. To ensure that you have the right coverage, your advisor will guide you to an expert who will help define your needs by assessing in your potential risks.

Carpe Diem

Portfolio Manager Commentary as of September 30, 2023

The Carpe Diem basket has performed well year-to-date, up 10.1%. The basket also continues to deliver strong long term upside performance of 9.8% since inception.

The first three quarters of 2023 have witnessed strong North American job growth, and a U.S. equity market surge, especially in the technology sector. Investors bid up the mega cap technology and energy stocks, but the rest of the stock market has lagged. Dividend stocks have been depressed due to higher bond yields. Rising wage demands and higher input costs are squeezing corporate profits and slowing the global economy.

Given the economic backdrop of resilient inflation and elevated interest rates, I recommend investors be more cautious and temper their future earnings expectations. Looking ahead, investors should plan to take advantage of market volatility by dollar cost averaging in.

The Carpe Diem basket offers investors a compelling, diversified, North American equity portfolio. With a focus on blue-chip, dividend and growth focused companies, long-term investors will be rewarded with dividend income and future capital gains potential.

21 blue-chip North American companies and 3 ETFs
Asset Allocation 40% Canada / 60% U.S.
Preference for dividend payers and growers: portfolio's current dividend yield 2.63%
Inception Date & Value, August 1 2018 $50,007
September 30, 2023 Value $80,578

Stock Allocation

Energy 13.8% Technology 19.9% Others 5.3%

Communication Services 5.3% Consumer Discretionary 9.4%

Utilities 2.4% Consumer Staples 7.3%

Real Estate 3.8% Health Care 5.7%

Financials 23.5% Industrials 3.5%

Time-weighted gross portfolio Performance

Since Inception

YTD 1 Year 2 year 3 year 4 year 5 year Aug. 1 2018

Carpe Diem Portfolio

10.15% 16.92% 3.69% 8.98% 9.96% 9.56% 9.82%

Benchmark: 50%S&P/TSX TR + 50% S&P TR