- Certain conditions apply. For details and conditions of the offer, please contact your advisor.
- Rates subject to change - without notice - according to market conditions.
- Financing solutions are subject to credit approval by National bank.
GIC Rate
Guaranteed Investment Certificates rates (GICs)
Here are the best rates1, 2 of non-redeemable GICs for the current month.
November 2022
1 year GIC
| 5,16% |
2 year GIC
| 5,15% |
3 year GIC
| 5,10% |
4 year GIC
| 4,95% |
5 year GIC
| 5,00% |
Each of these issuers is guaranteed by Canada Deposit Insurance Corporation (CDIC) up to $100 000.
Negotiated rates and short-term or redeemable maturities are available for tranches of $500 000 and above.
Mortgage rates
Are you currently in the process of negotiating your residential mortgage?
Here is the National Bank¹ promotional offer you could benefit through National Bank Financial – Wealth Management clients offer.
Example for a $250 000 loan with a disbursement date before February 28th, 2023 included:
November 2022
Fixed 1-year
| 5,84% |
Fixed 2-year
| 5,74% |
Fixed 3-year | 5,59% |
Fixed 4-year | 5,49% |
Fixed 5-year | 5,49% |
Variable 5-year | 5,60% |
Find out what our financing expert can do for you.
Learn more about our financing solutions2, 3 for your new purchase, mortgage renewal or refinancing.
Unified portfolios
Thanks to the diversification of its portfolios and management expertise, unified portfolios present competitive returns with risk management that is at the center of the concerns of the investment process.
Take advantage of portfolio management best practices to benefit from:
- Guidance, strategy, and direct supervision from a team of experienced managers and seasoned strategists
- Professionals involved on a daily basis to ensure that the strategy is well executed
- A fund selection process that ensures the best investment ideas are in your portfolio
- A diversification that uses several asset classes including alternative assets
- An optimal combination of management styles and asset classes
- A fusion of expertise and experience
