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Discover our best GIC and mortgage rates and the performance of our unified investment portfolios

GIC Rate

Image of a graph representing Guaranteed Investment Certificate (GIC) rates.

Here are the best rates* of non-redeemable GICs (Guaranteed Investment Certificates) for the current month. Each of these issuers is guaranteed by CDIC up to $100,000. Negociated rates and terms are available for amounts of 500,000$ and more.

July 2022

1 year GIC


2 year GIC


3 year GIC


4 year GIC


5 year GIC


*Certain conditions apply. Rates subject to change - without notice - according to market conditions.

Mortgage rates

Image of graphs representing mortgage rates.

If you are in the process of negotiating a residential mortgage (four units or less) for a new purchase, renewal or refinancing for a mortgage that is not with National Bank, here are the promotional offers you are able to obtain through the NBF client offer.

Example for a $250,000 loan with a disbursement date before October 1st, 2022:

Fixed 1-year   


Fixed 2-year   


Fixed 3-year   


Fixed 4-year   


Fixed 5-year   


Variable 5-year   


*Certain conditions apply. Rates subject to change - without notice - according to market conditions.


If you are interested in this type of proposal, please let me know and I will be able to make the necessary steps to refer you to our mortgage expert.

Unified portfolios

Image of graphs representing the returns of unified portfolios.

Thanks to the diversification of its portfolios and management expertise, unified portfolios present competitive returns with risk management that is at the center of the concerns of the investment process.

Take advantage of portfolio management best practices to benefit from:

  • Guidance, strategy, and direct supervision from a team of experienced managers and seasoned strategists;  
  • Professionals involved on a daily basis to ensure that the strategy is well executed;
  • A fund selection process that ensures the best investment ideas are in your portfolio;
  • diversification that uses several asset classes including alternative assets;  
  • An optimal combination of management styles and asset classes;
  • fusion of expertise and experience;

Contact us

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