Working With Us

Creating a Long-Term Partnership

What you can expect

Wealth management is more than just investments.  We believe it's being a resource to help guide families through their ever evolving financial needs.  It’s being able to answer questions and impart our experience and expertise to give them confidence in their plan, and a positive sense of well-being with respect to their finances.  Ultimately, it’s about being their financial partner, their guide in helping them navigate life’s financial transitions.  

Our approach

We employ a consistent and ongoing process to understand our clients' financial and life goals, ensure the plan to reach those goals continues to be appropriate, and the investment portfolio is best suited to help reach those goals.  We do this by:

  • Asking great questions
  • Believing a financial plan is a verb
  • Building portfolios with purpose

We then monitor progress and make course corrections as needed.  

Asking great questions

Imagine for a moment a scenario where you’re sitting in your doctor's office, and you tell them your elbow hurts.  They then write you a prescription and send you on your way without asking any real questions.  Have you ever felt that a financial advisor is far too quick to prescribe without asking enough questions?  Unfortunately, our experience has shown that many families have experienced just that.   

That’s why, just like your doctor begins with diagnosis, we begin with our diagnosis or what we call discovery.  We ask great questions, and enough of them, to uncover your values, beliefs, goals, dreams, who and what are important to you.  This isn't just a one-time thing either, it's an ongoing process.  This is the foundation our work together is built upon.  

A financial plan is a verb

If there's one thing I know about a financial plan that's a year old or may be collecting dust in your desk drawer for much longer, is that it’s wrong.  I don't know how, or by how much, but it doesn't reflect your current reality.  

That's why we believe a financial plan is not static.  It's an ongoing process of understanding where you are today and where you want to go, so we can be your guide in helping you to get there.  It's not the plan that's crucial, but the ongoing planning.

Building portfolios with purpose

Portfolio construction is the art and science of selecting and overseeing a group of investments to deliver on an objective unique to each of our clients.  We focus on three pillars when building portfolios:

  • Asset allocation - This is the understanding that different types of assets do not move in concert, and some are more volatile than others.  A mix of assets provides balance and protects against risk.
  • Diversification - We create portfolios that provide broad exposure across various asset classes, sectors of the economy, and geographical regions.
  • Rebalancing - We have a process of returning a portfolio to its original target allocation.  This could happen at regular intervals or when the movements in the markets force it out of kilter and cause it to drift.  

Contact us

Our team members are here to help.  Contact us directly for a personalized wealth management experience.