- You want to preserve your capital.
- Stock market volatility does not appeal to you, but you're open to investing a small portion of your portfolio in equities.
- Your risk tolerance is low.
Our Investment Solutions
Our team is here to support you in building a portfolio tailored to your needs, goals, and investment horizon. Discover our turnkey investment solutions.
Our portfolios
We generally recommend five portfolio profiles tailored to your goals and risk tolerance
Our Investment Solutions
- You primarily want your portfolio to be invested in fixed-income securities.
- You can handle limited volatility while remaining mostly invested in fixed-income investments.
- Your risk tolerance is rather low.
- You place equal importance on achieving growth in your investments and generating income.
- You can tolerate moderate changes in market value to ensure growth, but you prefer a mixed composition of fixed-income and equity investments for stability.
- You are primarily seeking capital growth.
- Even though you can handle significant volatility in the value of your investments, you are not willing to invest your entire portfolio in the stock market.
- Your risk tolerance is high.
- You want to maximize the potential return on your capital by investing all or nearly all of your portfolio in the stock market.
- In doing so, you accept that your investment returns may be highly volatile, hoping they will be significantly higher.
- Your risk tolerance is high.
Types of Investments
Characteristics:
- Global and multifactor management
- Criteria: low volatility, momentum, quality, value
- Strategic allocation and constant rebalancing
- Satellite sector positions up to 10%
Advantages:
- Outperformance of the index by 0.9% to 2.3% annually*
- Risk reduction through low volatility and quality
- Better risk/return ratio
*Source: external link
Characteristics:
- Comprehensive low-cost bond universe
- Active duration management
- Redeemable GICs up to 30% to optimize returns
- Average MER: 0.06%
Indicative Allocation:
- Canadian bond index: 55% to 70%
- Redeemable GICs: 15% to 30%
- Short-term corporate bonds: 5% to 20%
- Assets with low or no correlation to traditional markets
- Increased diversification and risk reduction
- Returns comparable to equities
- Less liquid real estate assets
- Present in institutional portfolios
Indicative Allocation:
- Real estate securities (REITs): 15% to 25%
- Precious metals: 15% to 25%
- Options: 15% to 25%
- Structured products: 25% to 40%
