Our services

Our services

At Sabius Financial Group, we serve as your lead financial advisor, confidently standing behind every carefully selected position in your portfolios.

We stay abreast of the industries we invest in so we can better guide your growth. Every decision is backed by in-depth analyses, drawing on research from top brokerage firms and specialized experts. This allows us to propose high-performing strategies tailored to your unique needs.

Certain services are offered by third party specialists. *1, 2, 3

 

We offer comprehensive, personalized financial management.

We begin with a detailed analysis of your personal situation so we can understand your needs, aspirations and risk tolerance and take stock of your short-, medium- and long-term objectives. From there, through thoughtful conversations, we design investment strategies and financial vehicles tailored to your needs.

At Sabius Financial Group, we manage your wealth holistically.

Our approach goes beyond simple asset management.

 

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Our 360° approach to your wealth includes:

  • Financial planning: We can design a strategy to achieve your short-, medium- and long-term objectives.
  • Estate planning: We work with experts to structure your estate planning wishes in order to simplify the transfer of your wealth while minimizing issues.
  • Retirement planning: We assess your savings, inflation and insurance and deliver personalized recommendations.
  • Insurance: We protect your wealth and your loved ones with our made-to-measure solutions.
  • Financing needs: We provide access to the best financing solutions for your personal and professional projects.
  • Tax optimization: We structure your wealth to minimize tax impacts and maximize net returns.
  • Philanthropy: We support your philanthropic projects and maximize the impact of your donations.
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  • Administrative management: We also take care of withdrawals and deposits and monitor your RRSP, TFSA and RESP contributions. To ensure transparency, we provide detailed quarterly reports on the performance of your investments.
    Our services go beyond simple asset management. Get the peace of mind of knowing that your wealth is in good hands, with support at every step of the way.

It's never too late to start financial planning. This is a cornerstone of effective wealth management. Whether you're just starting your career, nearing retirement or already retired, our approach will help you avoid surprises and optimize your assets by accounting for inflation, taxes and the structure of your portfolio.

We identify your financial goals (retirement, children's education, wealth transfer, philanthropy) and develop effective strategies to achieve them. We carry out a comprehensive analysis, make projections of your future needs, create scenarios and select the best financial vehicles. We rely on a proprietary algorithm and a network of experts to ensure accurate, optimized planning.

Insurance is essential in managing financial risks related to death, disability, critical illness or loss of independence. Although it's often perceived as a way to protect income temporarily, insurance plays an essential role in a comprehensive financial strategy.

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We integrate insurance into our investment and wealth management strategies as we build your overall financial plan. The key benefits of insurance include:

  • Facilitating wealth transfer: Allows you to efficiently transfer your assets to future generations.
  • Reducing the tax burden: Helps reduce tax burdens, particularly after death.
  • Protecting shareholders and safeguarding the business: Ensures business continuity and shareholder security.
  • Optimizing tax efficiency: Improves tax management and financial planning for businesses.

Integrating insurance into your overall financial plan protects you against the unexpected while securing your long-term goals.

With extensive experience serving this clientele, we understand the unique needs of foundations and family offices. Our expertise spans a wide range of asset classes, and we implement sophisticated investment strategies aligned with the values of your organization or family. We are committed to full transparency, providing detailed reports and exceptional customer service so you can stay focused on your philanthropic mission or the long-term preservation of your family’s wealth.

Reports and communications

Our team is always available to answer your questions and hear your feedback. We connect with our clients at least four times a year to assess their evolving needs and their satisfaction. This ongoing dialogue allows us to regularly update your financial plan and help you achieve your retirement and lifestyle goals.

To keep you informed and help you understand your finances, we provide a daily newsletter, webcasts on targeted topics, a detailed report on your portfolio's performance and returns and an analysis showing how your results compare to financial markets.

Description of mailing Documents sent by (The firm or Dalpé Wealth Partners) Frequency of mailing What to do with each document
Portfolio Statement National Bank Financial - Wealth Management 12 consult and keep
Transaction slips National Bank Financial - Wealth Management for every transaction consult or destroy (info in monthly statements)
Income tax slips National Bank Financial - Wealth Management a few times per year (mostly Feb. and Mar.) keep for income tax purposes
Performance report Dalpé Wealth Partners  4 consult and keep/destroy
Quarterly letter Dalpé Wealth Partners 4 consult and keep/destroy
InfoSabius Dalpé Wealth Partners daily consult and keep/destroy
Documents to sign Dalpé Wealth Partners on occasion sign and return
Legend: Frequency of mailing: 1: once a year; 2 twice a year; 4: quarterly; 12: monthly

Honest and transparent compensation 

Our clients pay us through a tiered fee structure, where fees decrease as family assets grow. Introduced in 1995, this model replaced transaction-based commissions, fostering trust and transparency

Unlike commissions, these fees align our interests with those of our clients by focusing on portfolio growth. This approach ensures consistent, high-quality service without conflicts of interest tied to frequent transactions.

Contact us

Get contact information for our team members and find out where our offices are.