Our services: wealth management, portfolio management and more | National Bank Financial

Solutions designed to meet your needs

Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.

Simplifying your life

Our specialty: Making it easier for you to manage your finances, no matter what your needs, goals or situation are.

Our wide range of services allows us to tailor our recommendations to each profile and work together to find the best solution for you.

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Our purpose

Our team believes being patient and acquiring high-quality investments are the keys to long-term financial success. Our approach is aligned with National Bank Financial - Wealth Management's commitment to meeting all of our clients' needs.

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Our approach

Whether you are a client or a prospect, and whatever your financial management needs, we are here to offer you personalized support.

Our team is dedicated to contributing to your financial success. We'll find solutions to help you achieve your goals.

Our services

Certain services are offered by third party specialists. ^{*1, 2, 3}

Purpose

Have a qualified professional manage your investment portfolio.
Strike a balance between risk and reward.
Enjoy a flexible solution that stays true to your goals.

Main benefits

Have a clear plan to achieve your goals.
Be able to react to the unexpected.
Achieve the maximum benefits of diversification.

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Purpose

A document outlining your short- and long-term financial goals and the strategies you will use to reach them.
The plan reflects your personal and family situation, your risk tolerance and future expectations, and includes effective tax strategies.

Main benefits

Your finances will be in good hands.
You will enjoy greater peace of mind.
You will be able to prioritize your projects and make informed decisions.

These services are offered by third party specialists.¹

Purpose

Document how you want your assets to be distributed after your death.
Prevent any misunderstandings among your heirs.
Plan for any situation.

Main benefits

You will be protected in case of incapacity.
Your assets will be transferred without conflict.
Your wishes will be respected.
You will minimize the tax burden on your estate.

These services are offered by third party specialists.²

Purpose

It is the development of financial strategies to reduce the impact of taxes on your investments.
Proposing customized recommendations based on an analysis of your situation and your portfolio.
It's about doing more with the same money by optimizing your portfolio.

Main benefits

More money to invest or spend.
More freedom to achieve your goals.
Make tax-efficient investments.

These services are offered by third party specialists.²

Purpose

These solutions will ensure your family's financial future should anything happen to you.
They serve as a cushion to protect you from the unexpected.
They will help keep your family's plans on track.

Main benefits

Enjoy a safety net, even if you are not working.
Transfer your assets and protect your legacy.
Have peace of mind so you can be at ease.

These services are offered by third party collaborators.³

Wealth management - Banking-offer | Exclusive benefits

As a National Bank Financial—Wealth Management client, you can take care of all your banking in one place:

Everyday transactions
Financing
Specific needs

Main benefits

Savings on certain banking solutions.
Healthcare and legal virtual assistance services.
Competitive interest rates.

Do you want to give back to the community? Let our team guide you in designing a philanthropic plan.

Setting up a foundation
Distribution of donations
Bequests in a will

Discretionary Portfolio Management Services

What is a Portfolio Manager?

A Portfolio Manager is an investment professional certified by securities regulators who has Discretionary Management authority. To be a Portfolio Manager, Wealth Advisors must meet strict criteria in terms of education and overall investment experience.

What’s the difference between a Wealth Advisor and a Wealth Advisor who also is a Portfolio Manager?

The main difference is that Portfolio Managers who have received Portfolio Management training recognized by regulatory authorities, are able to make discretionary decisions on a client’s account in order not to miss out on any market opportunities. This personalized discretionary management, reserved for wealthy and institutional clients, is offered at National Bank Financial through Wealth Advisors who are also Portfolio Managers.

Personalized management and communication
A rigorous process of accreditation
The flexibility to quickly adjust your portfolio to market changes
Fees tailored to your portfolio

I am one of the Wealth Advisors in Canada who has attained the status as Portfolio Manager. As such I am able to manage portfolio’s on a discretionary basis. The discretionary structure has tremendous advantages:

The discretionary platform enables me to manage time and resources much more efficiently and effectively and to focus on our quantitative models.
It enables me to place bulk trades and make changes on a moments notice if necessary. This means that if we decide to make a change (take a profit, add to a position, put in a stop loss order), we can (and must) do so for all accounts at the same time and price.
All clients are treated equally (and identically); it eliminates the bias to ignore the smaller accounts or cater to larger clients.It allows me to properly diversify each portfolio and not take transaction costs into consideration. It allows us to have each client’s portfolio invested in the mandate best suited for that individual and tax situation.

To assist in Portfolio Modeling, I utilize a comprehensive, disciplined institutional equity strategy software called Morningstar CPMS Institutional Equity Strategy Software.

This rigorous high quality software program allows me to build, track and customize my models. Data is updated daily using powerful filtering tools taking into account thousands of variables to rank companies across North American Markets.

Financial Planners are authorized to act in the field of Financial Planning. They exercise their duties for National Bank Financial Inc., a financial planning firm.
We work closely with the Taxation, Retirement and Estate Planning Team from National Bank Trust, made up of multidisciplinary experts who provide knowledge and advice that complement our service offering. These experts assist us in providing the best solutions for your personal finances related to taxation, retirement and estate planning.
Insurance products and services are provided by National Bank Insurance Firm (NBIF) or by NBF Financial Services (NBFFS), as applicable. NBIF and NBFFS are not members of Canadian Investor Protection Fund (CIPF). Insurance products are not protected by CIPF.
Financing solutions are subject to credit approval by National bank.
For details and conditions of the offer, please contact your advisor.