Our services

Get answers to all your financial questions from
our dedicated  team of specialists.

Solutions designed to meet your needs

Our expertise is second to none. We will give you peace of mind with our comprehensive financial planning platform, personalized solutions and exceptional service.

Simplifying your life

Our specialty: Making it easier for you to manage your finances, no matter what your needs, goals or situation are. 

Our wide range of services allows us to tailor our recommendations to each profile and work together to find the best solution for you.

Our purpose

Our team believes being patient and acquiring high-quality investments are the keys to long-term financial success. Our approach is aligned with National Bank Financial - Wealth Management's commitment to meeting all of our clients' needs. 

Our approach

Whether you are a client or a prospect, and whatever your financial management needs, we are here to offer you personalized support. 

Our team is dedicated to contributing to your financial success. We'll find solutions to help you achieve your goals. 

Our Approach

What we will do for you:

Understand, Plan, Act, Monitor

Portfolio Management: An investment philosophy you can trust

Portfolio Management consists of investing your assets in a way which seeks to grow your financial wealth over time to reach specific financial objectives. This can be accomplished within different time horizons and will need to take into account your cash flow needs as well as the tax impact of your decisions.

  • You have considerable financial wealth, and you want to be sure to keep what you have managed to accumulate.
  • You also expect your portfolio to provide a reasonable investment return.
  • A proper trade-off between these two objectives is reached by balancing a number of factors.

Our investment philosophy is to seek long-term capital appreciation while minimizing risk and volatility. Through the expertise and experience of our professional managers our asset management approach provides you with complete portfolio diversification by sector, asset class, country, geographic region, and management style — all the while respecting your risk tolerance. Regularly rebalancing your portfolio to ensure it stays aligned with your personalized investment policy statement contributes further comfort that your strategy remains optimal over time. Our portfolio management services include:

  • Comprehensive, integrated offering
  • Combining management styles: value, growth, other
  • Diversification through a variety of asset classes, sectors, and regions
  • Ongoing monitoring and adjustments
  • Individual holdings, private pools and ETF, etc

Estate Planning Another great component of a solid financial plan is estate planning. You have worked hard to build up substantial assets and you want to protect them, and ensure that they are distributed to your heirs according to your wishes. An estate plan will give you the comfort of knowing that your wishes will be respected, and that your estate will be handled in an optimal fashion from a financial and tax perspective. 

  • Asset protection trust
  • Protective supervision plans
  • Trust administration 
  • Donations and philanthropy
  • Estate planning
  • Personalized testamentary planning
  • Estate settlement 

Taxation of Investments and Philanthropy Capital gains and investment income are taxed differently depending on the investment product you use. With good planning, you can ensure you choose investment vehicles that reflect your tax situation so that you can grow your wealth more efficiently. We can refer you to professionals you can trust to establish solid tax strategies. 

Protecting what's important to you: Risk Planning it is crucial to evaluate your financial security and that of your family to avoid setbacks in the event of death, illness or disability. In general, life insurance needs are tied to a household's financial security which varies based on your dependents' degree of financial autonomy, your overall income-generating assets, and the family lifestyle to be maintained. Other needs may also arise such as disability, critical illness and long-term care insurance. Nearing retirement, insurance usually becomes a question of financial strategy. Because insurance needs evolve with different life stages, to ensure you have the right coverage, we will refer you to experts who will help define your needs. 

Types of Insurance 

  • Life insurance (personal or business)
  • Disability insurance
  • Critical illness insurance
  • Long-term care insurance 

Investment Philosophy

Having officially started my wealth advisory career in 2000, I have had the benefit of experiencing both bull and bear markets and have learned greatly from those periods in time. The market is always teaching us new lessons and my philosophy over the past years has become one based on reason and expectation. I invest for my clients based on their needs and I strive to educate and fulfill their wishes to the best of my ability.   

I have high expectations as to client service and delivering the best possible experience for my clients. Questions are always promptly answered and I strive to have my clients understand current market conditions and reasons for increases or decreases in the markets.  I truly believe that if one understands why things are happening, it makes investing a much clearer and fulfilling experience.

My passion for wealth management, retirement planning and at the end of the day ensuring that clients are able to reach their goals is of paramount importance to me.  My team has a positive and professional mandate and we strive to continually educate ourselves in order to offer the best knowledge and services for our clients.

Call us for a face to face meeting and assessment of your current portfolio. We are happy to assist and hope that we are a good fit to help you with all of your financial needs.

Investor Profile: You want to preserve your capital or establish a source of periodic income to finance ongoing expenses. You do not find the stock market very attractive because of its volatility. but you are not against the idea of investing a small part of your portfolio in stocks. mainly to counteract the effects of inflation. Your tolerance for risk is very low. 

Investor Profile: On the whole. you want your portfolio invested in fixed-income securities. Although you can tolerate limited volatility to ensure that your assets will grow. you prefer having a portfolio consisting mainly of fixed-income investments for reasons of stability. Your tolerance for risk is low. 

Investor Profile: You give equal weight to income and capital growth. You can tolerate moderate volatility to ensure the growth of your capital. but you prefer having a portfolio with a significant exposure to fixed-income securities for reasons of stability. Your tolerance for risk is average. 

Investor Profile: Your main goal is capital growth. Although you can tolerate greater volatility in order to increase the value of your assets. you are not prepared to invest your entire portfolio in stocks. Your tolerance for risk is high. 

Investor Profile: You want to maximize the eventual return on your capital by investing all or most of your portfolio in the stock market. In doing so. you accept higher volatility of your investment returns in the hope that these returns will ultimately be higher. Your tolerance for risk is very high. 

Services & Products

  • Professional, custom advice with regard to investment management including asset allocation strategies, capital preservation and income solutions
  • Discretionary or non-discretionary portfolios
  • Simple to complex financial planning assessment and solutions
  • Estate, retirement and tax planning strategies
  • Insurance needs and options

  • Bonds/Convertible Debentures, GICs
  • Stocks
  • Mutual Funds
  • Hedge Funds
  • ETFs
  • Preferred Shares
  • New Issues
  • Derivatives
  • Insurance

  • Peace of mind from having a plan
  • Regular contacts, reviews and follow up
  • Access to immediate advice
  • Access to a wealth of knowledge regarding RSPs, RIFs, LIFs, & TFSA accounts

Contact us

Our team members are there for you. Contact us directly at

 

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