Gerardo's Advice for Life

Feb 3rd, 2023 by Gerardo Cappelli

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The Art and Science of Spending Money

Similiar to the science of investing, there is a science to spending.  From what you decide to spend your money on, to how you spend your money and even how easy or difficult it is to spend money.  The author of The Psychology of Money shares some of his observations.


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Asset Allocation - February

NBI CIO office expects market sentiment to continue to fluctuate significantly, even though it is currently near it's highest level of optimism since Nov 2021.  They are still basing their strategy on four key elements: inflation slowdown, pause in central bank rate hikes, economic stagnation and elevated risks of recession.

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Quarterly Flip Book

As we are many months into volatile markets, it is a good time to remind investors of strategies to avoid.  This flipbook goes through the Myth vs Reality of timing the market, selling during heightened uncertainty, average returns and others.  If you would like a deeper dive into the economy, equities, rates and cross assets, they have quick one page graphs to summarize a concept.

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RRSP Contribution - Deadline March 1st 2023

This year the deadline for 2022 contributions is Wednesday March 1st, 2023.  Check your CRA MyAccount to see what your contribution limits are for 2022.  If you are unsure of how to make the contribution, send us an email at






An Immersive Disney Experience

Calling all Disney movie fans!  This immersive exhibit will take you through the history of Walt Disney Animation Studios, their films and animators.  The exhibit features movies from our childhood, like Snow White, to more recent movies such as Frozen.  Disney Animation will run from December 21st to March 21st.


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Food for Cold Winter Days 

In the summer, eating out means a great patio and fun cocktails. Winter eating out means steaming hot food.  Meals to warm you up are ones where you are cooking it right at your table, like Chinese hotpot, Korean BBQ or cheese fondue.  I couldn't decide which one to include so have lists for all 3!

Hot Pot / Korean BBQ / Cheese Fondue


National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF. NBF is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF), and is a wholly-owned subsidiary of NBC, a public company listed on the Toronto Stock Exchange (TSX: NA).

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