National Bank Financial - Wealth Management (NBFWM) is a division of
National Bank Financial Inc. (NBF), as well as a trademark owned by
National Bank of Canada (NBC) that is used under license by NBF. NBF
is a member of the Canadian Investment Regulatory Organization (CIRO)
and the Canadian Investor Protection Fund (CIPF), and is a
wholly-owned subsidiary of NBC, a public company listed on the Toronto
Stock Exchange (TSX: NA).
Gerardo's Advice for Life
February 2026 by Gerardo Cappelli
Why 2026 could be a year to rent and not buy
This article talks about how Canada's rental market is shifting to beneift the renter, with decreasing rents, higher vacancies and landlords offering more incentives. In Toronto, we see more supply coming and buyers are waiting out market uncertainty, leading experts to suggest that renting maybe financially smarter in the short term.
Asset Allocation - February
From the CIO office: The financial markets in this early part of 2026 are being shaped by heightened geopolitical tensions, a weakening U.S. dollar and record breaking gold prices, while economic data remains generaally stable with positive surprises and contained inflation.
How to spot targeted financial scams (phishing)
The internet and social media is great for sharing information and connecting with others but all the information out there makes all of us larger targets for scams. The Canadian Centre for Cyber Security site explains the different types of phishing, such as smishing, quishing and vishing etc. It also gives you tips on how to spot a phishing attack.
RRSP Contribution Deadline - March 2nd
Check your CRA MyAccount to see what your contribution limit is for 2025. If you are unsure if you made a contribution or need assistance with making a contribution, send us an email at CappelliTeam@nbc.ca
To calculate the tax savings your RSP contribution generates, click here.
Winterlicious - Jan 30th to Feb 12th
I usually recommend this as a great way to try out new restaurants without spending a lot of money. They offer both lunch and dinner options at over 240 restaurants. As it gets more expensive to eat in Toronto, programs like this are even more appreciated.
Ice Skating in the GTA
Every winter, I tell Donna we should dig our ice skates out of the garage and go ice skating on the Bentway or Nathan Phillips. Those skates have not moved out of the garage for years. Maybe this is the year! To check out the nearest ice rink to you, use this City of Toronto link.
