Gerardo's Advice For Life

January 5th, 2024 by Gerardo Cappelli

glass jar full of coins on it's side and a label inside stating TFSA

Here are changes to CPP deductions starting in 2024

Starting this year, CPP will begin phasing in enhanced benefits intended to provide more financial support for Canadians after they retire.  For those earning less than $68,500, there will not be any changes to their current contribution rates but for those that earn more, they will be contributing more.

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Asset Allocation Strategy - January 2024

In this report, the CIO office is looking back at 2023, which ended with a spectacular rebound in the last 2 months of the year.  We are hoping for a sustainable return of inflation to its target, a robust job market and steady earnings growth for 2024.

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These Plants May Help You Get Better Sleep

Last year we found a beautiful money tree - we loved it for its big leaves, not just for the name - for our bedroom.  I am not convinced it helps me sleep better but it certainly makes the bedroom feel more relaxed and warm. 

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Essential Tax Numbers 2024

Here is a quick reference for all important tax numbers for 2024.  This includes the maximum RSP contribution amount and the new increased TFSA limit.

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14 Best Outfoor Rinks in Toronto

The city of Toronto and other municipalites have opened their rinks for indoor skating but it is so much nicer to be skating outdoors.  I have included a list of the 14 best outdoor rinks in Toronto.  I have also included a link to a beautiful trail out in Richmond Hill.

Toronto / Richmond Hill


Window Wonderland 

Although the holidays are over, this exhibit will continue until January 31st, 2024,  This is the 4th year of this award winning winter exhibit which features 20 augmented reality window installations and five murals.  I am hoping to go for a walk in the Junction this weekend to check it out.

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National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF. NBF is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF), and is a wholly-owned subsidiary of NBC, a public company listed on the Toronto Stock Exchange (TSX: NA).

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