Gerardo's Advice for Life

February 11th, 2022 by Gerardo Cappelli

two people working at desk with laptop and tablet - only hands and torso showing

The Benefits of Staying Invested

With the volatility in the market, clients will ask if I can "time the market" - buy low and sell high.  I wish that I could accurately predict the exact highs and lows but I can't.  Take a look at this article which shows us that it is time in the market that matters.

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Asset Allocation Strategy - February 2022

This month the CIO focuses on rate hikes and what to expect.  In short, they generally find that 1) the market reacts nervously at the onset of a rate hike cycle but give way to gains, 2) 10-year yields tend to rise before the first hike but not so much after and 3) the US dollar generally peaks as the Fed hikes, depreciating in the following 6 months.

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Work Life Balance 

Although some of us appreciate the convenience of working from home, studies have shown that during the pandemic, people in the US who were working from home were logging in 3 extra hours a day!  In Canada, we seem to be able to balance things a bit better as 4 of our cities showed up in the top 20 globally for having the best work-life balance.  Ontario has even passed new rules to help with work life balance.   

Read More / Working for Workers Act



RRSP Deadline and Electronic Transfer

The 2021 RRSP contribution deadline is March 1st.  Due to the reduced hours in our buildings' mailroom, we highly recommend you do your transfers electronically rather than mailing a cheque.  If you have any questions on how to set this up, please contact us at 





The Great Canadian Bucket List

Robin Esrock recently did a great virtual presentation for clients who signed up.  He inspired me to take a look at our great country and find new and unique experiences to add to our bucket list.  Take a look at his website for some ideas within Canada.  And if you book a staycation in Ontario, there is a tax rebate!

Canadian Bucket List  /  Ontario Tax Rebate

30 Gorgeous indoor plants that are almost impossible to kill

Working from home during the dark days of winter makes me want to create an indoor green oasis.  We have all done it, brought home plants with high hopes and watching them slowly wilt, wondering what you have done wrong.  You don't need a green thumb, you just need to buy the right plants! 

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National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF. NBF is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF), and is a wholly-owned subsidiary of NBC, a public company listed on the Toronto Stock Exchange (TSX: NA).

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