National Bank Financial - Wealth Management (NBFWM) is a division of
National Bank Financial Inc. (NBF), as well as a trademark owned by
National Bank of Canada (NBC) that is used under license by NBF. NBF
is a member of the Canadian Investment Regulatory Organization (CIRO)
and the Canadian Investor Protection Fund (CIPF), and is a
wholly-owned subsidiary of NBC, a public company listed on the Toronto
Stock Exchange (TSX: NA).
Gerardo's Advice for Life
June 2026 by Gerardo Cappelli
Cottages are a foothold into homeownership for young Canadians
As it becomes more difficult to enter into this expensive housing market, this article shows that younger Canadians are looking at recreational properties as a way to get a foothold into the real estate market. For them, it is building equity in something tangible that ca be passed down across generations.
Don't write off the US markets
Despite recent concerns, the U.S. market remains central to a powerful AI-driven investment cyle that is driving broad earnings growth across mulitiple sectors, not just technology. Even if the ultimate long-term winners of AI are uncertain, the businesses supporting this boom are already generating real returns today.
Good Debt vs Bad Debt
It is an expectation that if you own a home or car, you will have debt. My annual meetings with clients will involve discussions of investments and also of debt and balancing both. It is important to prioritize paying down your "bad debt" to stay financially healthy.
Secure channels to share information
As online hackers get more sophisticated and we spend more time sending electronic messages, it is important to try to keep your information secure. For our clients, using the Message Centre in your online portal is the best way to send sensitive documents. We also have a protected email you can use. Always ask us if you are unsure.
Hamilton is the waterfall capital of North America
Since we do not have a cottage, I am always looking for interesting day or weekend trip ideas in the summer. Hamilton, being surrounded by the Niagara escarpment has over 150 waterfalls, the most in any North American city! Maybe all 150 is too ambitious but setting an itinerary to hike to some of these waterfalls is on my to-do list.
Jazz Festivals in Toronto
For fans of jazz, there is a selection of ticketed shows at different venues available in June. If you are just looking for a great city vibe, check out the Rhythm of Bloor-Yorkville for free street concerts. Living in the Beaches, we have the Beaches Jazz Festival for over 2 weeks in July. Check out both.
