Gerardo's Advice for Life

December 3rd, 2024 by Gerardo Cappelli

a group of teenagers sitting in front of a window all looking at their cell phone

Australia passes world-first ban on social media for under 16s into law

There is growing research out on how unchecked teenage use of social media can be harmful to their mental health.  The debate is out on whether the healthy connections and supportive communities available from social media can balance out the harm.  Australia has passed a bill that will impose restrictions on those under 16 being able to use social media platforms.

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Asset Allocation Strategy - December Edition

This last year, it has been interest rates that have been in the spotlight.  Since the US election in November, there are some more considerations.  If the new President acts on his threat of 25% tariffs on Canada and Mexico and 10% on China, how will this affect the economy?  Will his tax cuts offset the blow to growth and what are the implications for the markets?

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Ready for a GST holiday?

Last month, Prime Minister Justin Trudeau announced that Canadians would be getting a break from GST on some food and alcohol purchases and other items such as children's toys.  These new federal initiatives and other provincial measures will have a significant impact on business and household budgets.  Find out what is included.

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2024 Year-End Tax Planning Guide

As we wind up 2024, we should start getting our house in order to navigate potential tax liabilities.  Fidelity has a basic year end tax planning guide that includes some frequently asked questions and provides filing deadlines.

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WinterFest / Niagara Falls Winter Festival of Lights

During this long dark month, there are many events that feature lights to celebrate the holidays and get us out to embrace winter.  In the city, there is Winterfest at Harbourfront and for those that want to make it an event, Niagara Falls has one of Canada's largest free outdoor light festivals. Both run until Jan. 5th.

Harbourfront / Niagara Falls

 

Spectacle: National Geographic exhibit at Sherway Gardens

National Geographic is known for their spectacular photographs and there is now an exhibit featuring more than 60 photographs.  The exhibit celebrates the earth's diversity and beauty through remarkable images.

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National Bank Financial - Wealth Management (NBFWM) is a division of National Bank Financial Inc. (NBF), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF. NBF is a member of the Canadian Investment Regulatory Organization (CIRO) and the Canadian Investor Protection Fund (CIPF), and is a wholly-owned subsidiary of NBC, a public company listed on the Toronto Stock Exchange (TSX: NA).

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